Thrive, FP

Products And Services

• Equity Program

  Thrive, FP offers investors the potential to earn solid returns on real estate backed equity investments. We invest primarily in multi-family real estate assets in high-growth cities. Thrive, FP’s investments appeal to those who desire the protection of a hard tangible asset, often with the possibility of both solid cash flow and upside profit potential. Our typical equity-structured opportunities are: - Focus on the largest Texas cities: Austin, San Antonio, Houston and Dallas - Emphasis on commercial properties, including apartments - Typical targeted returns: 15-20% annually - Accredited investors only, with a $100,000 minimum investment - Invest using cash, IRA, or 401K -Holding period: 1-7 years

• Private Lending Program

  Lower Risk + Higher Returns = Private Lending Thrive, FP is a real estate asset-based lending company that specializes in lending private funds to professional real estate developers and local home builders for both commercial and residential real estate transactions. These short-term bridge loans are fully collateralized by real estate. As a private lending company that represents a fairly large number of private individuals, we’re able to secure financing for these developers and builders in this tight credit market, while at a much faster pace than traditional mortgage lenders and banks. Program Details - Invest using cash, self-directed IRA funds, or 401K savings. - Attractive returns between 8%-10% annually, paid monthly. - Secured by commercial or residential real estate by First Deed of Trust. - Maximum exposure is 75 cents on the dollar (75% loan to value ratio). - Short-term bridge loans are less susceptible to market fluctuation. - You make the decisions about what loans you want to participate in. - The I.R.S. qualifies Trust Deed investing as acceptable for IRA or other Retirement Account Investment. (YES, you can defer interest!) - Deeds of Trust states like Texas (unlike mortgage states) have a non-judicial foreclosure process which significantly accelerates the process of foreclosure. - Lenders receive monthly returns in most cases. Lenders reap benefits from high interest returns on real estate lending with little time or personal management. - A hassle-free approach to real estate investing, where clients don’t have to deal with issues like being a landlord, vacancies, tenants, repairs, evictions, etc.

• Borrowing Program

  Thrive, FP engages in private money lending by offering financing options for real estate properties and developers. The funds used to finance each borrower come from our affiliate fund and/or private investors. The amount our firm will lend on a property is determined by an evaluation of several factors, which may include: the type of property, general or special use, owner or tenant occupied, location, and the purpose of the loan (acquisition or refinance). Commercial Borrowing - Property Types: Income-producing Real Estate (Apartments, Self-Storage Facilities, Retail, Offices) - Minimum Loan Amount: $100,000 - Maximum Loan Amount: $10 million - Maximum LTV: 70% - Renovation and/or construction funds held in escrow - Texas only